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Select the territory where the insurance will be issued

  • Aruba
  • Bonaire
  • Curaçao
  • Antigua and Barbuda
  • Bahamas
  • Barbados
  • Belize
  • British Virgin Islands
  • Cayman Islands
  • Dominica
  • Grenada
  • Guyana
  • Jamaica
  • Montserrat
  • Saint Lucia
  • St. Kits & Nevis
  • St. Maarten
  • St. Vincent
  • Trinidad & Tobago
Cover Summary

Cover Summary

The cover provided under the Cargo Pro conditions is based on the Institute Cargo Clauses. This summary is intended for use as general guidance only. If you have any questions, please use the Contact form and our Cargo Team will be pleased to help.

Cover for War and Strikes is optional and the terms can change during a policy period. Shipments to or from locations for which the War and Strikes Risk Level is elevated are subject to higher premiums or exclusions. For an updated list of restricted territories please click here.

  • All Risk
    ICC (A)
    Limited Cover
    ICC (C)
  • Institute Cargo Clauses
  • Fire or Explosion
    Yes
    Yes
  • Vessel or craft being sunk or capsized
    Yes
    Yes
  • Vessel or craft being stranded or grounded
    Yes
    Yes
  • Collision and overturning or derailment
    Yes
    Yes
  • General average and salvage charges
    Yes
    Yes
  • Jettison
    Yes
    Yes
  • Washing overboard
    Yes
    -
  • Earthquake, volcanic eruption or lightning
    Yes
    -
  • Total loss whilst loading or unloading
    Yes
    -
  • Entry of sea, lake or river water
    Yes
    -
  • Damage caused by harsh weather conditions
    Yes
    -
  • Theft, shortage and disappearance
    Yes
    -
  • Damage incurred whilst loading or unloading
    Yes
    -
  • Breakage or extraordinary leakage
    Yes
    -
  • Contamination caused by other cargo
    Yes
    -
  • Condensation
    -
    -
  • Inherent vice of the insured commodity
    -
    -
  • Insufficiency or unsuitability of packing
    -
    -
  • Delay
    -
    -
  • Institute Strikes Clauses
  • Damage caused by strikes
    Yes
    Yes
  • Institute War Clauses
  • Damage caused by war, civil war or rebelion
    Yes
    Yes
  • All Risk
    ICC (A)
    More information
    • Institute Cargo Clauses

      • Fire or Explosion
        Yes
      • Vessel or craft being sunk or capsized
        Yes
      • Vessel or craft being stranded or grounded
        Yes
      • Collision and overturning or derailment
        Yes
      • General average and salvage charges
        Yes
      • Jettison
        Yes
      • Washing overboard
        Yes
      • Earthquake, volcanic eruption or lightning
        Yes
      • Total loss whilst loading or unloading
        Yes
      • Entry of sea, lake or river water
        Yes
      • Damage caused by harsh weather conditions
        Yes
      • Theft, shortage and disappearance
        Yes
      • Damage incurred whilst loading or unloading
        Yes
      • Breakage or extraordinary leakage
        Yes
      • Contamination caused by other cargo
        Yes
      • Condensation
        -
      • Inherent vice of the insured commodity
        -
      • Insufficiency or unsuitability of packing
        -
      • Delay
        -
    • Institute Strikes Clauses

      • Damage caused by strikes
        Yes
    • Institute War Clauses

      • Damage caused by war, civil war or rebelion
        Yes
  • Limited Cover
    ICC (C)
    More information
    • Institute Cargo Clauses

      • Fire or Explosion
        Yes
      • Vessel or craft being sunk or capsized
        Yes
      • Vessel or craft being stranded or grounded
        Yes
      • Collision and overturning or derailment
        Yes
      • General average and salvage charges
        Yes
      • Jettison
        Yes
      • Washing overboard
        -
      • Earthquake, volcanic eruption or lightning
        -
      • Total loss whilst loading or unloading
        -
      • Entry of sea, lake or river water
        -
      • Damage caused by harsh weather conditions
        -
      • Theft, shortage and disappearance
        -
      • Damage incurred whilst loading or unloading
        -
      • Breakage or extraordinary leakage
        -
      • Contamination caused by other cargo
        -
      • Condensation
        -
      • Inherent vice of the insured commodity
        -
      • Insufficiency or unsuitability of packing
        -
      • Delay
        -
    • Institute Strikes Clauses

      • Damage caused by strikes
        Yes
    • Institute War Clauses

      • Damage caused by war, civil war or rebelion
        Yes